April 29, 2008

When You Both Have Group Health Insurance: Comparing Your Policies

With the cost of living on the rise, it makes sense to take the time to review your health care coverage. In the case of families with two working spouses working for employers that offer group health insurance coverage, it makes even more sense to compare policies.Most health insurance policies offered by employers have an open enrollment period, in which dependents may be added or dropped. To make sure that you’re getting the best coverage for your family’s health care needs, you’ll need to make an accurate comparison of what each plan offers. Have a copy of your current policy on hand, and when the next open enrollment period rolls around, get ready to perform a side-by-side comparison. You may find that when it comes to selecting the best family health insurance plan, one policy doesn’t fit all.Get the basics: What are the costs of premiums, yearly deductibles, benefits or services, and annual maximum benefit of each policy? What is the difference between the different service co-pays for each policy?Take stock of your family’s needs: Does your family have certain recurring yearly medical expenses, such as regular wellness checkups, physical therapy, chiropractic services, eye examinations, and eyeglasses? What is the […]

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April 26, 2008

Endometriosis

More than five and half million women in North America have endometriosis (abnormal growth of endometrial cells), making it one of the most common female afflictions.Pain and infertility are the two most common symptoms of the disease. Quality of life can be adversely affected by the pain, which may occur before/during/after sex, in association with menstruation, during urination or bowel movements.Some of the other symptoms include frequent miscarriage, intestinal upset, fatigue and PMS. It is possible to have endometriosis without ever experiencing pain, in which case a woman doesn’t even know she has it until she is diagnosed when the inability to get pregnant leads her to a doctor.Medical experts do not agree on the exact cause of endometriosis. There are a number of theories that try to describe the causes of the disease.A major theory about the cause of endometriosis involves genetic structure. The disease could be inherited, or result from genetic errors, making some women more likely than others to develop the condition. If scientists can find a specific gene or genes related to endometriosis in some women, genetic testing might allow health care providers to detect endometriosis much earlier, or even prevent it from happening at all.There […]

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April 21, 2008

What Does Acupuncture Do?

Acupuncture healthcare is an ancient medical practice that has been used for more than two thousand years. It is one of traditional Chinese medicine therapies and a different form of remedy. How does acupuncture work? The theory behind this is that energy called qi flows through your body. This qi can affect the emotional, spiritual, physical and mental conditions of a person. In acupuncture alternative medicine very fine needles are inserted into the skin at specific points on the body to correct the imbalances in energy. This harmonious balance of qi is the basis for good health.What does Acupuncture do? It was originally used mainly to ease pain and discomfort and to stimulate the natural healing abilities of the body. Acupuncture healthcare can help treat a number of conditions such as migraines, post-operative pain, menstrual cramps, asthma and nausea.Acupuncture alternative medicine is safe for pregnant women and has been used successfully to ease bladder discomfort, low back pain, morning sickness, mood swings and other complaints. This practice can help with delivery and also can correct a breech position. It is also found to be a most effective treatment for menopausal symptoms. To treat female problems such as […]

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